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    <loc>https://www.proxyparentfoundation.org/blogstories/continuity-of-care-not-alone-on-the-road</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - Continuity of Care - Not Alone on the Road</image:title>
      <image:caption>photo: Ruben Mishchuk</image:caption>
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    <loc>https://www.proxyparentfoundation.org/blogstories/a-guide-for-those-who-serve</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - A Guide for Those Who Serve</image:title>
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    <loc>https://www.proxyparentfoundation.org/blogstories/found</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - I Found My Brother</image:title>
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    <loc>https://www.proxyparentfoundation.org/blogstories/granny-flats-for-the-disabled</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - Granny Flats for the Disabled</image:title>
      <image:caption>Photo - Jean Carlo Emer</image:caption>
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  <url>
    <loc>https://www.proxyparentfoundation.org/blogstories/who-to-designate-as-a-trustee-1</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - Who to Designate as a Trustee?</image:title>
      <image:caption>Photo - Scott Graham</image:caption>
    </image:image>
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  <url>
    <loc>https://www.proxyparentfoundation.org/blogstories/how-can-a-plan-special-needs-trust-work-before-its-funded-what-is-a-payg</loc>
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    <lastmod>2021-03-14</lastmod>
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      <image:title>Proxy Parent Foundation Stories - How Can a PLAN Special Needs Trust Work Before It’s Funded? What is a PAYG?</image:title>
      <image:caption>Photo - Dimitri Houttenman</image:caption>
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  </url>
  <url>
    <loc>https://www.proxyparentfoundation.org/about</loc>
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    <lastmod>2025-10-21</lastmod>
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      <image:title>About</image:title>
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    <image:image>
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      <image:title>About</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/a400f7c9-b74b-4420-9414-6d69627a285a/Proxy+Parent+Foundation+Org+Structure+2025.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/39f1b471-750c-4fa0-80c8-5176e2f8a4b5/Proxy+Parent+Foundation+Org+Structure+2025+%287%29.pdf+%281%29.png</image:loc>
      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.proxyparentfoundation.org/contact</loc>
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    <lastmod>2025-05-06</lastmod>
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      <image:title>Contact</image:title>
    </image:image>
    <image:image>
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      <image:title>Contact</image:title>
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  <url>
    <loc>https://www.proxyparentfoundation.org/donate</loc>
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    <lastmod>2025-06-24</lastmod>
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      <image:title>Ways To Support</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/da36162a-ccff-420a-a5bf-559a035a2eb1/Why+Support+Image+for+website+%282%29.png</image:loc>
      <image:title>Ways To Support - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.proxyparentfoundation.org/services</loc>
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    <priority>0.75</priority>
    <lastmod>2026-02-18</lastmod>
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      <image:title>Proxy Parent - Personal Support Services</image:title>
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    <loc>https://www.proxyparentfoundation.org/home</loc>
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    <priority>1.0</priority>
    <lastmod>2025-05-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/ea90f9f7-19bc-4d43-9bd0-9a1e6b8dcdfa/Logo+%282%29.png</image:loc>
      <image:title>Home</image:title>
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  <url>
    <loc>https://www.proxyparentfoundation.org/newsletters</loc>
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    <lastmod>2025-12-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/c52841b9-18bb-4585-86db-56f9f73ed824/PPF+Newsletter+Header.png</image:loc>
      <image:title>Proxy Parent Newsletters</image:title>
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  <url>
    <loc>https://www.proxyparentfoundation.org/advantages</loc>
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    <lastmod>2025-05-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1553892293278-P9IHVYNN3V7G904WDH9B/_casey-horner-699731-unsplash.jpg</image:loc>
      <image:title>Advantages of the PLAN of California Trust</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/da49ef56-8e61-4962-88a1-3c8d78ae8f74/PPF-Logo-Blue+%281%29.png</image:loc>
      <image:title>Advantages of the PLAN of California Trust</image:title>
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  <url>
    <loc>https://www.proxyparentfoundation.org/trusts</loc>
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    <priority>0.75</priority>
    <lastmod>2025-05-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1553892293278-P9IHVYNN3V7G904WDH9B/_casey-horner-699731-unsplash.jpg</image:loc>
      <image:title>Proxy Parent Foundation Trust</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/b8ff66f9-798a-4cab-8216-65c5a6440339/PPF-Logo-Blue+%281%29.png</image:loc>
      <image:title>Proxy Parent Foundation Trust</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/74ab9939-51bb-4cb6-b261-7e8cf7b74be1/blue+background.png</image:loc>
      <image:title>Proxy Parent Foundation Trust - A Family’s Special Needs Trust</image:title>
      <image:caption>A parent, grandparent, sibling or friend (grantor) wanting to give their disabled loved one an inheritance or gift may establish what is called a third party trust with Proxy Parent Foundation. Usually funded upon the grantor’s death through a provision in their living trust or will, a third party trust can also be created and funded while the grantor is living. The funds in the third party trust can pay for the beneficiary’s special needs while protecting their eligibility for government benefits. There is no Medi-Cal pay back from a third party trust after the beneficiary dies.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/74ab9939-51bb-4cb6-b261-7e8cf7b74be1/blue+background.png</image:loc>
      <image:title>Proxy Parent Foundation Trust - An Individual’s Special Needs Trust</image:title>
      <image:caption>A person who is disabled may establish with their own assets what is called a first-party trust. These assets may include those expected to be received from a settlement, litigation, direct inheritance or those of a person over age 65. The disabled individual is both the grantor and the beneficiary. The trust is used to pay for special needs while protecting qualifications for government benefits such as SSI and Medi-Cal.</image:caption>
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  <url>
    <loc>https://www.proxyparentfoundation.org/blog</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2023-02-01</lastmod>
  </url>
  <url>
    <loc>https://www.proxyparentfoundation.org/truststhree</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1553892293278-P9IHVYNN3V7G904WDH9B/_casey-horner-699731-unsplash.jpg</image:loc>
      <image:title>TrustsThree</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1616701047197-WU1BORM1MJM64J2RI263/AdobeStock_177234859_Preview.jpeg</image:loc>
      <image:title>TrustsThree</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1563233712703-XRAHPDKOU9BZA3E7EIL3/GreenBox.jpg</image:loc>
      <image:title>TrustsThree - Third-Party Trust</image:title>
      <image:caption>A parent, grandparent, sibling or friend (grantor) wanting to give their disabled loved one an inheritance or gift may establish what is called a third party trust with Proxy Parent Foundation. Usually funded upon the grantor’s death through a provision in their living trust or will, a third party trust can also be created and funded while the grantor is living. The funds in the third party trust can pay for the beneficiary’s special needs while protecting their eligibility for government benefits. There is no Medi-Cal pay back from a third party trust after the beneficiary dies.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1563233787828-WB6ZSOKLBFPZIIHY5E78/GreenBox.jpg</image:loc>
      <image:title>TrustsThree - First-Party Trust</image:title>
      <image:caption>A person who is disabled may establish with their own assets what is called a first-party trust. These assets may include those expected to be received from a settlement, litigation, direct inheritance or those of a person over age 65. The disabled individual is both the grantor and the beneficiary. The trust is used to pay for special needs while protecting qualifications for government benefits such as SSI and Medi-Cal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.proxyparentfoundation.org/advantagesthree</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2021-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1553892293278-P9IHVYNN3V7G904WDH9B/_casey-horner-699731-unsplash.jpg</image:loc>
      <image:title>AdvantagesThree</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5c93d47c348cd9039130e8a8/1616709186601-VCE6UR51UGT4E0RSA7GW/test_advantages.jpg</image:loc>
      <image:title>AdvantagesThree</image:title>
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